Investment Models

Most Conservative Portfolio

The objective of the Most Conservative Portfolio is to provide an income stream equal to the average 90 day yield for the 10 year Treasury Note and appreciation in the capital base. The goal is to experience a rate of return equal to the PIP Income Index while experiencing only 90% of the indices risk.

Core Portfolio

The objective of the Core Portfolio is the growth of assets through a total return approach (Capital appreciation plus the receipt of income via dividends and bond coupons). The goal is to experience a rate of return equal to the PIP Balanced Index while experiencing only 90% of the indices risk.

Most Aggressive Portfolio

The objective of the Most Aggressive Portfolio is the growth of assets through capital appreciation with production of income being the secondary objective. The goal is to experience a rate of return equal to 90% of the S&P 500 Index while experiencing only 80% of the indices risk.

"Market timing is a wicked idea. Don't try it - ever."

Charles D. Ellis, Author of Winning the Loser's Game